There are numerous instant loan apps in Nigeria today, but some of them are available only on the Android version. For these Android versions, iPhone users may not be able to access their loans because Android apps cannot work on the iPhone.
If you are using an iphone and want to get a loan from a loan app, you must look out for those that have their loan apps on the iOS version, and download. There are many loan apps that work on iPhone, and we are going to be discussing some of them right away.
Best Loan Apps that Works on iPhone in Nigeria
There are some loan apps that work on iPhone in Nigeria, some of these loan apps are outlined below with their basic features to guide you when making your financial decisions. They are:
1. Aella Credit
Aella Credit is one of the leading loan apps in Nigeria that works on iPhone. With this loan app on your iPhone, you can access collateral free loans within a few minutes. To get started, just download and install the Aella Credit loan app from the App Store, sign up with your details and apply for the loan. If your loan application is approved, the loan amount will be disbursed to your nominated bank account.
Features of Aella Credit Loan
- Loanable Amount: ₦100,000 to ₦5,000,000
- Loan Term: 1 – 3 months
- Interest Rate: 6% – 20%
- Methods of Loan Repayment: Bank transfer, debit card etc.
2. Renmoney
Renmoney app is among the best lending apps in Nigeria that works perfectly well on iPhone. The app is multifunctional because it can be used to perform different kinds of financial transactions like bill payment, fund transfer, airtime top up and above all, the app can be used to access instant unsecured loans. The app is widely used by Nigeria because of their services.
You can get the Renmoney loan app from Apple Store or better still through their official website. Once you launch the app on your iOS device, you can register with your details to get started.
Features of Renmoney Loan
- Loanable Amount: ₦6,000 to ₦6,000,000
- Loan Term: 3 – 24 months
- Interest Rate: 2.4% – 9.33%
- Methods of Loan Repayment: Bank transfer, debit card
3. Carbon
Carbon loan app works on iPhone, with this loan app on your iOS device you can get an instant loan without collateral in a matter of minutes. Once you download the app from the App Store, you can apply for the loan online without any paperwork required. Apart from securing instant loans with the Carbon loan app, you can also carry out other financial transactions like bill payment, fund transfer, airtime top-up etc. with the app.
Features of Carbon Loan
- Loanable Amount: ₦1,500 to ₦1,000,000
- Loan Term: 1 – 6 months
- Interest Rate: 1.75% – 30%.
- Methods of Loan Repayment: Bank transfer, wallet fund.
4. P2Vest
Another top loan app in Nigeria that works on iPhone is P2vest. This loan app works on the principle of peer-2-peer, which means that with this loan app, you can access loans from other users with competitive interest rates.
With this P2vest loan app, you can access both personal and business loans with your iPhone without needing collateral or guarantor. If your loan application is approved, the loan amount will be disbursed to your bank account. To get started, just download the P2vest loan app from the official App Store and create an account to get started.
Features of P2vest Loan
- Loanable Amount: ₦2,000 to ₦ 2,000,000
- Loan Term: Up to one year
- Interest Rate: Varies(not fixed)
- Methods of Loan Repayment: Debit card.
5. PalmPay
PalmPay is among the top players when it comes to lending in Nigeria. The app works on iPhone. PalmPay loan app can be used to perform numerous financial transactions like airtime purchase, bill payment, fund transfer, instant loan, etc.
The lending arm of PalmPay is known as PalmPay Flexi Cash. As it is with other loan online lending platforms, the PalmPay Flexi Cash loan application process can be completed online without any paperwork required. The loan amount that a borrower can take is normally determined by the borrower’s credit score. Hence, the better your credit score the higher the loan amount that you will qualify for and vice versa.
Features of PalmPay Flexi Cash
- Loanable Amount: From ₦1,500 & above.
- Loan Term: 15 to 30 Days
- Interest Rate: 0.70% or more on a daily basis.
- Methods of Loan Repayment: Debit card, Palmpay wallet fund.
6. KiaKia Loan App
Another peer-2-peer lending app in Nigeria that works on iPhone is KiaKia. Just as the name implies, you can secure a collateral free loan from KiaKia lending platform with ease by just downloading the loan app and applying for the loan. There is no paperwork and collateral required to access loan from KiaKia lending platform which makes the whole loan application process hassle-free.
Features of KiaKia Loan
- Loanable Amount: ₦10,000 to ₦10,000,000
- Loan Term: 1 – 3 Months
- Interest Rate: 15% Monthly
- Methods of Loan Repayment: Bank transfer, debit card etc.
7. Blocka Cash
Blocka Cash is another online lending platform in Nigeria that offers their lending services through mobile app. With this mobile app on your iPhone, you can access up to N50,000 in instant loan without needing collateral or guarantor. The loan application process can be completed online because there is no need for endless paperwork as there is in the conventional lending system.
Features of Blocka Cash Loan
- Loanable Amount: ₦5,000 – ₦50,000
- Loan Term: 2–5 months
- Interest Rate: 3% – 10% monthly
- Methods of Loan Repayment: Bank transfer, debit card, etc.
8. Page Financials
This is another fast growing lending platform that is duly licensed by the Central Bank of Nigeria (CBN). They offer their lending services through the mobile app and the loan app works perfectly well on iPhone. Accessing a loan from Page Financials is quite simple and hassle-free. To get started, just download & install the app from the Apple Store, create an account with your personal details and then apply for the loan. If your loan application is approved, the loan amount will be disbursed to your chosen bank account. As simple as that.
Features of Page Financials Loan
- Loanable Amount: ₦100,000 – ₦5,000,000
- Loan Term: 2–5 months
- Interest Rate: 3.76% monthly
- Methods of Loan Repayment: auto-debit or manually.
9. NodCredit
NodCredit is another loan app in Nigeria that works on iPhone. With this loan app, you can get an instant loan with your iPhone. To access this loan, there is no collateral or guarantor required. Just download the loan app from the Apple Store, sign up with your details and apply for the loan. However, if you’re applying for a NordCredit loan for the first time, the highest loan amount that you will qualify for is N50,000 but if you’re an existing borrower, you can borrow up to N300,000.
Features of NodCredit Loan
- Loanable Amount: ₦10,000 – ₦300,000
- Loan Term: 2–5 months
- Interest Rate: 1% – 16% monthly.
10. YesCredit
The last loan app in our list that works on iPhone is YesCredit. With this loan app, you can access collateral-free loans within a few minutes with your iPhone. The loan application process can be completed online without any paperwork. To get started, just download and install the loan app from the official app store, create an account and then apply for the loan. If approved, the loan amount will be deposited in your nominated account.
Features of YesCredit Loan
- Loanable Amount: ₦5,000 to ₦50,000
- Loan Term: 2 – 6 Months
- Interest Rate: 5%–29%
- Methods of Loan Repayment: Bank transfer, debit card
Conclusion
From our discussion so far, we have seen that there are loan apps in Nigeria that work on iPhones, so if you’re an iPhone user who wants to take an instant loan in Nigeria without collateral or a guarantor, then you can choose from the above list of loan apps, bearing in mind their loan terms.