Buy Now, Pay Later has been a life changer, especially for those who may not be able to meet their purchasing needs due to financial constraints.
Konga, one of the leading e-commerce platforms, offers a buy now, pay later model to their customers. They partner with both Access Bank and Carbon Zero to offer these services.
With this model, shoppers can make purchases and defer the payment to a later date. This offer enables people to meet their purchasing needs even when they don’t have money for the outright purchase of the product.
Overview of Konga Buy Now, Pay Later
Konga is one of the leading online marketplaces in Nigeria. It is an e-commerce platform with millions of active users.
In their effort to ensure that customers meet their purchasing needs, they offer a buy now, pay later model. This offer allows customers to make purchases and pay for them over time.
Konga partners with both Access Bank and Carbon Zero to offer this BNPL service. So, they have vast opportunities to allow their customers to make purchases while deferring the payment to a later date.
Why Konga
While there are lots of e-commerce platforms that offer buy now, pay later models in Nigeria, some shoppers do prefer the services of Konga due to the following reasons:. They are:
- Their repayment plan is relatively flexible
- They offer competitive interest rate
- They have a wide range of products for shoppers to choose from.
- They partner with different financial institutions, hence offering vast repayment options.
Konga Partners Access Bank to Offer Buy Now, Pay Later
Recently, Konga, in collaboration with Access Bank, rolled out a pay now, pay later offer for their customers.
This model is designed to enable customers to meet their purchasing needs even when they don’t have cash at hand. This model is available on the QuickBucks app for those who have an account at Access Bank.
This model is designed such that shoppers can make purchases at Konga and pay for them using QuickBucks. It may interest you to know that Access Bank is the owner of the QuickBucks app.
How it Works
Access Bank provides the QuickBucks app, which has a unique feature that allows users to buy products at Konga and pay for them in installments using the app. However, this feature is available for people whose salary account is domiciled at Access Bank. Apart from having a salary account with the bank, interested shoppers are also expected to meet additional criteria.
Once an individual is qualified to use this model, they can shop at Konga and choose the pay-on-installment option during checkout. During the checkout process, the shopper will be directed to the QuickBucks page, where they’ll complete the application form by entering the necessary details. The approval process is usually swift.
Konga Buy Now, Pay Later Model With Carbon Zero
As we noted above, Konga also partners with Carbon Zero to offer buy-now, pay-later services to their customers. In this partnership, there are lots of products that shoppers can buy. However, before customers can benefit from this offer, they are expected to meet certain requirements.
Eligibility Criteria for konga buy Now, pay later with Carbon Zero
The requirements are:
1. Carbon Account
An active Carbon account is required. If you don’t have one, you’re expected to download the Carbon app from the official app store.
2. KYC Verification
You’re also expected to pass the Know Your Customer (KYC) verification and upgrade to KYC level 2.
3. No outstanding or active loan/debt
4. Must be resident in Nigeria
Konga Buy now, Pay later Principle
This works on the principle of allowing shoppers to make purchases and pay for them in four different installments.
Once you make a purchase, the cost of the product will be divided into four parts. You will be expected to make the first down payment while spreading the remaining ones into three equal parts.
Categories of Products Available on Konga buy Now, pay later with Carbon Zero
There are numerous products that are available at Konga that shoppers can buy and repay for them in installments. The products are grouped below:
1. Computer and Accessories
- Laptops
- Mini Laptops and Netbooks
- Notebooks
- Ultrabooks
- Hybrid PCs
- Macbooks
- Desktops and Monitors
- CPUs
- All-in-Ones
- Monitors
- UPS
- Servers
- Desktop Bundles
- Computing Accessories
- Computer Peripherals
- Bags, Cases, Covers & Sleeves
- Laptop & Desktop Accessories
- Storage Devices
- Printers, Scanners & Accessories
- Printers
- Scanners
- Inks, Toners & Cartridges
- WiFi & Networking
- Switches
- Routers
- Modems
- Networking Peripherals
- PC Gaming
- PC Games
- PC Gaming Accessories
- Software
- Office & Business
- Operating Systems
- Security & Utilities
- Projectors
2. Phones and Tablets
- Mobile Phones
- Smartphones
- Feature Phones
- Mobile Phone Accessories
- Cables
- Cases & Covers
- Screen Protectors
- Chargers & Power Banks
- Earphones & Headsets
- Smartwatches & Bands
- Clips, Holders & Stands
- Batteries
- Tablets
- Android
- iOS
- Windows
- Other OS’
- Tablet Accessories
- Cases & Covers
- Holders & Stands
- Other Accessories
3. Electronics
- Televisions
- Smart TVs
- LED TVs
- Curved TVs
- OLED TVs
- Plasma TVs
- DVD Players and Recorders
- DVD Players
- DVD Recorders
- Cameras
- Digital Cameras
- Professional & SLR Cameras
- Camcorders & Video Cameras
- Camera Lenses & Accessories
- CCTV Cameras
- Accessories
- TV Audio
- Headphones
- Television Accessories
- Other Accessories
- Gaming Accessories
- Home Theaters & Audio Systems
- Home Theatre
- HiFi Systems
- MP3 Players & Speakers
- Games and Consoles
- PS4
- PS3
- Xbox One
- Xbox 360
- Nintendo Wii
- Sony PSP
- PS Vita
- Nintendo 3DS
4. Konga Fashion Products
- Women’s Wear
- Dresses
- Tops
- Trousers
- Jumpsuits & Playsuits
- Suits & Blazers
- Skirts
- Co-ordinates
- Lingerie & Sleepwear
- Ready to Wear
- Women’s Shoes
- Ballerinas & Flats
- Heels
- Sandals & Slippers
- Wedges
- Sport Shoes
- Shoes & Bags
- Women’s Accessories
- Bags
- Belts
- Purses & Clutches
- Wallets
- Jewelry
- Hats & Scarves
- Men’s Wear
- Shirts
- Polos
- T-Shirts
- Jeans
- Trousers & Shorts
- Suits, Blazers & Jackets
- Pyjamas
- Jerseys
- Traditional Wear
- Men’s Shoes
- Casual Shoes
- Formal Shoes
- Slippers & Sandals
- Shoe Care & Accessories
- Men’s Accessories
- Belts & Wallets
- Socks & Underwear
- Caps & Hats
- Jewelry
- Bags
- Ties & Cufflinks
- Watches
- Men’s Watches
- Women’s Watches
- Unisex Watches
- Fashion Bundles
- Women’s Fashion Bundles
- Men’s Fashion Bundles
5. Home and Kitchen
- Large Appliances
- Air Conditioners & Coolers
- Fans
- Freezers
- Washers & Dryers
- Refrigerators
- Cookers & Ovens
- Water Dispensers
- Vacuum Cleaners
- Small Appliances
- Blenders, Juicers & Mixers
- Hot Plates & Burners
- Irons & Steamers
- Processors & miners
- Toasters & Sandwich Makers
- Deep Fryers & Rice Cookers
- Electric Kettles
- Microwaves
- Yam Pounder
- Home Furnishings
- Bed & Bathroom Furnishings
- Curtains & Blinds
- Decor
- Light Fixtures
- Rugs & Carpets
- Housekeeping & Pet Supplies
- Kitchen & Dining
- Cook and Bakeware
- Dining
- Kitchen Utensils
- Cooker Hoods & Ventilators
- Top Brands
- LG
- Samsung
- Polystar
- Scanfrost
- Hisense
- Saisho
- Haier Thermocool
- Master Chef
- Furniture
- Living Room Furniture
- Bedroom Furniture
- Office Furniture
- Kitchen & Dining Furniture
- Others
- Umbrellas
- Rain Boots & Raincoats
- Gas Cylinder & Accessories
- Towel Racks
- Garment and garment steamers
- Accessories for Small & Large Appliances
6. Baby, Kids and Toys
- Fashion for Girls
- Sets
- Dresses
- Tops, Jackets, & Sweatshirts;
- Denim, Trousers & Leggings
- Underwear & Socks
- Watches
- Shoes
- Sleepwear
- Bodysuits & Playsuits
- Fashion for Boys
- Polos & T-Shirts
- Sets
- Watches
- Denim & Trousers
- Bodysuits & Playsuits
- Sleepwear
- Underwear & Socks
- Shoes
- Shirts
- Baby Essentials
- Bibs & Burp Cloths
- Bottle Feeding
- Breastfeeding
- Pacifiers & ethers
- Baby Food & Formula
- Feeding & Nursing
- Maternity
- Maternity Tops & Jackets
- Maternity Dresses
- Maternity Trousers & Skirts
- Maternity Underwear
- Maternity Accessories
7. School Store
- Bags & Backpacks
- Lunch Boxes & Water Bottles
- School uniforms & Accessories
- School Shoes
- Travel & Safety Gear
- Car Seats, Strollers & Carriers
- Baby Monitors & Safety Gates
- Mobile Beds & Nets
- High Chairs & Booster Seats
- Diapering & Daily Care
- Daily Care
- Bathtime Essentials
- Diapers & Baby Wipes
- Diaper Bags & Changing Mats
- Potty Training
- Kids’ Bedding & Decor
- Bedding
- Décor Accessories
- Furniture
Can I pay in installments on Konga?
Yes, you can pay in installments on Konga. With their buy BNPL model, shoppers can make purchases and pay for them in installments. Interestingly, they partner with both Access Bank and Carbon Zero to offer their buy now, pay later services.
What are the payment methods for Konga?
There are lots of payment methods on Konga. They include internet banking, KongaPay, Debit cards, etc.