How to create a budget and stick to it?
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To create a budget and stick to it, start by listing all your income sources and expenses, including fixed costs like rent and utilities and variable costs like groceries and entertainment. Determine how much you want to save or allocate for goals such as retirement or vacation, and subtract your expenses from your income to see how much you have left to spend. Use budgeting tools or apps to track your spending and identify areas where you can cut back or save money. Be realistic about your financial goals and priorities, and adjust your budget as needed to stay on track and achieve financial success!