What Is Flexi Credit On Palmpay? All you Should Know

What Is Flexi Credit On Palmpay What Is Flexi Credit On Palmpay

In their relentless effort towards ensuring that they give their customers financial peace of mind, Palmpay has introduced Flexi Credit or Flexi Cash to replace their OK cash offer. This offer is readily available in their app for all their customers.

Palmpay is available in Nigeria, Ghana, and some other African countries. Apart from offering online collateral-free loans, the company also allows users to buy some items and pay them back later. But if you don’t know how it works, worry not, because this article will be of immeasurable help to you.

As it is with other digital loan platforms, PalmPay has its own terms and conditions, which guide its mode of operation. Hence, before you opt for their Flexi Credit offer, it’s best to understand how it works to enable you to enjoy the offer to the fullest.

Read: How to extend PalmPay loan

Palmpay Flexi Credit

What Is Flexi Credit On Palmpay

Flexi Credit is a Palmpay offer that allows customers to buy some goods and make payments later within the app (i.e., buy now and pay back later). Interestingly, you don’t need to visit a Palmpay office before you can enjoy the offer; all you have to do is opt for the particular services you want in your Palmpay app and the services will be delivered to you.

The good news is that there are many services that you can opt for on Palmpay Flexi credit. With this offer, you can buy airtime, subscribe to your television, pay for bets and even equip your device with data. Meanwhile, there are certain amounts that a customer is entitled to. Please be guided!

Amazingly, one good thing about this offer is that it does not incur interest if the user pays on the agreed date. This offer helps customers meet their urgent needs and pay back later without interest.

Meanwhile, one of the major drawbacks of this offer is that the money can’t be transferred directly into your bank account. However, if you wish to convert the offer into cash, you can transfer the money into your bet account and, from there, transfer it to your main bank account. 

Palmpay Flexi Cash

This offer is solely designed to help their users meet their urgent financial needs. With Palmpay Flexi Credit, a user can borrow up to ₦50,000 and conveniently pay it back with a minimal interest rate.

Palmpay Flexi Invitation Code

If you want to make money from this offer, you can go to the PalmPay app and get the Flexi invitation code. Once you get the code, you can share it with your friends, and guess what? If any of your friends register using your Flexi invitation code, you will get a bonus.

Steps On How To Activate Flexi Cash On Palmpay

Activating Flexi Cash on Palmpay doesn’t require a rigorous process; it is easy. All you have to do is:

  • Open your PalmPay app
  • Toggle to the finance section
  • Look carefully and you will see a button that says, activate Flexi, Click on the button.
  • Once you click on the button, guess what? You’re ready to enjoy the offer. And that’s all.

Flexi Cash Repayment

Once you are ready to repay your Flexi Cash, just do this:

  1. Login to your PalmPay app
  2. Fill your details correctly
  3. Put enough money in your account
  4. Finally, repay the exact amount you borrowed. And that’s all, as simple as that.

Final Thought

Palmpay offers buy now and pay later services via Palmpay Flexi credit. This offer helps their customers have financial peace of mind but we strongly recommend that you understand how the offer works before opting for it.

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